????現(xiàn)在，80歲的西伯特仍經(jīng)營(yíng)著Muriel Siebert & Co.，這是她獲得紐交所席位時(shí)建立的證券經(jīng)紀(jì)公司，有七家分支機(jī)構(gòu)。控股公司Siebert Financial Corp.在納斯達(dá)克（Nasdaq）市場(chǎng)上市時(shí)，Muriel Siebert & Co.在廉價(jià)證券經(jīng)紀(jì)領(lǐng)域處于領(lǐng)先位置。這家公司已今非昔比，其股票也鮮有交易，但西伯特在多數(shù)時(shí)間里仍然堅(jiān)持工作，而且背后的電視總是在播放有線電視臺(tái)的金融節(jié)目。她的辦公室在曼哈頓中城，唇膏大廈第17層。最近西伯特在這里接受了本刊的采訪，回顧了她多姿多彩的職業(yè)生涯。西伯特的愛犬——一只名叫“母夜叉”的吉娃娃臥在她的腿上。她的周圍擺放著裝在鏡框里的雜志文章（包括本刊）以及她和多位美國(guó)總統(tǒng)的合影。西伯特談起了最近提到過(guò)的話題——承擔(dān)風(fēng)險(xiǎn)、女權(quán)主義、道德規(guī)范以及她的非營(yíng)利性財(cái)務(wù)知識(shí)課程。現(xiàn)在這門課已經(jīng)成為紐約市許多公立高中經(jīng)濟(jì)課程的一部分。以下為編輯過(guò)的采訪實(shí)錄：

????和50年前開著斯蒂旁克到這里時(shí)相比，你長(zhǎng)了些什么見識(shí)？

????我想我見到了形形色色的人，并且學(xué)到了許多有關(guān)人的東西，這些在克利夫蘭海茨可學(xué)不到。

????這些是好還是壞？

????嗯，人有好的一面，也有一些負(fù)面的東西。

????現(xiàn)在人們掛在嘴邊的是麥道夫？安然（Enron）？還是2008年的金融風(fēng)波？或者都有？

????從商業(yè)角度講，這些都已成為過(guò)去，現(xiàn)在的問(wèn)題不多。但公眾并沒(méi)有掌握他們應(yīng)該了解的信息。市場(chǎng)成交量一再上升，透明度卻一再下降。正是透明度一直讓我們的市場(chǎng)與眾不同?，F(xiàn)在華爾街的道德規(guī)范已經(jīng)和我剛?cè)胄袝r(shí)不同。現(xiàn)在有離岸交易，有公開交易所之外的“暗池”交易。這不公平。

????你覺(jué)得這樣的變化是從什么時(shí)候開始的？

????15年前我就抱怨過(guò)，金融行業(yè)出現(xiàn)的一些事物無(wú)法讓人理解。比如衍生產(chǎn)品。有很多人都賺了大錢——而且他們并不是天才。然而，他們中的一些人卻敢自吹自擂：“我就是這么棒!”

????如果回到年輕時(shí)，你還會(huì)到華爾街來(lái)尋求發(fā)展嗎？或者你可能會(huì)開車到其他地方？比如硅谷（Silicon Valley）？

????如果有那種天分的話，我可能會(huì)去那兒。我是說(shuō)，硅谷有華爾街沒(méi)有的機(jī)會(huì)。交易大廳這種東西如今已經(jīng)不存在了。(財(cái)富中文網(wǎng))

????譯者：濤

????Now 80, she still runs Muriel Siebert & Co., the seven-branch brokerage house she founded when she bought her NYSE seat. The firm was a pioneer in discount brokerage, in time going public (SIEB, for the Siebert Financial Corp., on the Nasdaq). The firm isn't what it used to be and its stock rarely trades, but Siebert still is at work most days, with the cable financial shows always on in the background. In her 17th-floor office in the Lipstick Building in midtown Manhattan, Siebert recently sat down with Fortune to look back on her storied career. With her beloved Chihuahua, "Monster Girl," in her lap, and surrounded by framed magazine stories (including in Fortune) and photos of herself with American presidents, Siebert talked recently talked with about risk-taking, feminism, ethics and her nonprofit financial-literacy program that today is part of the economics curriculum at many New York City public high schools. Edited excerpts:

????What do you know now that you didn't know 50 years ago when you drove your Studebaker here?

????I think I've been exposed to a wide variety of people and learned a lot about people that I wouldn't have learned in Cleveland Heights.

????Good things or bad things?

????Well, there are good things in people and there are some negative things in people.

????Are we talking about Madoff or Enron or the financial meltdown in 2008, or all of it?

????For the amount of business that's done, there are relatively few problems. But the public doesn't have the same information it is entitled to. The volume of trades goes up and up, but there is less and less transparency. Transparency is what always set our markets apart. I don't see the same ethics on the Street as when I came in. They trade offshore, they trade in "dark pools" off of public exchanges. It's unfair.

????When do you mark the beginning of the change?

????I was complaining about financial things that I couldn't understand in our industry 15 years ago. Like derivatives. There are a lot of people that have made a lot of money -- and they aren't geniuses. And yet some of them just look at themselves and say, "I am the great I am!"

????If you were young again, would you still come to Wall Street to find your way? Or might you drive to somewhere else, like Silicon Valley?

????Maybe if I had the talent I'd go out there. I mean, Wall Street doesn't have the same opportunity. There's no floor anymore.