成人小说亚洲一区二区三区,亚洲国产精品一区二区三区,国产精品成人精品久久久,久久综合一区二区三区,精品无码av一区二区,国产一级a毛一级a看免费视频,欧洲uv免费在线区一二区,亚洲国产欧美中日韩成人综合视频,国产熟女一区二区三区五月婷小说,亚洲一区波多野结衣在线

立即打開
花旗繼續(xù)反彈

花旗繼續(xù)反彈

Stephen Gandel 2013-07-17
得益于不良貸款損失減少和股市回暖,花旗集團二季度利潤大增。業(yè)績數(shù)據(jù)表明,自去年秋季起執(zhí)掌花旗的CEO邁克爾?考伯特已經(jīng)成功扭轉(zhuǎn)了局面,花旗身為金融危機中狀況最艱難的美國大銀行已經(jīng)走出了困境。

????美國銀行業(yè)資產(chǎn)規(guī)模第四大的花旗集團(Citigroup)周一公布,二季度實現(xiàn)利潤42億美元。這樣的利潤數(shù)據(jù)確實不錯:增長44%,每股收益1.34美元,超出預期14%。

????當季實現(xiàn)近9億美元的利潤增長,其中相當一部分來自于不良貸款損失減少。據(jù)花旗稱,當季核心業(yè)務——消費者銀行的逾期貸款總額下降了31%。

????此外,市場回暖也給花旗帶來了好消息,也為它華爾街的銀行家們帶來了很多機會。在股票交易的推動下,這家銀行的投資銀行業(yè)務收入增長了21%。另一項推動力是花旗亞洲和拉美業(yè)務的增長,盡管中國和其他新興市場呈現(xiàn)放緩趨勢。花旗銀行是美國大銀行中最注重國際化的銀行,海外擴張是它一貫的目標。整體而言,花旗二季度收入增長了12%,達到205億美元。

????出現(xiàn)改觀的另一個跡象是,花旗表示,手頭用于覆蓋不良貸款或投資的資本額增加了近60億美元。自金融危機以來,監(jiān)管機構(gòu)和投資者都非常關(guān)注這些資本的水平。而且,按監(jiān)管機構(gòu)定義的風險資產(chǎn)額也在下降。由此,花旗的資本與風險資產(chǎn)比率達到了10%, 在美國大型銀行中居于前列。

????不過,貸款業(yè)務依然疲弱。二季度,花旗持有的未償貸款余額減少了近30億美元,下降到了6,430億美元。

????盡管如此,這些業(yè)績數(shù)據(jù)依然表明自去年秋季起執(zhí)掌花旗的CEO邁克爾?考伯特已經(jīng)成功扭轉(zhuǎn)了局面:花旗身為金融危機中狀況最艱難的美國大銀行已經(jīng)走出了困境。憑借率直坦誠的個性和削減成本的承諾,考伯特已在投資者中贏得了一些擁躉。去年底,考伯特表示,花旗將裁員11,000人。二季度,花旗售出了180億美元的問題貸款,并將所持美邦(Smith Barney)證券經(jīng)紀子公司的剩余股份賣給了摩根士丹利(Morgan Stanley)。公司運營支出也已小幅下降。

????今年迄今已躍升30%的花旗股票在周一業(yè)績報告發(fā)布后小幅上漲,已經(jīng)接近52美元。

????考伯特在一份聲明中表示:“我們本季度的業(yè)務表現(xiàn)良好,各個產(chǎn)品線和各地區(qū)的業(yè)務數(shù)據(jù)較為均衡,特別是最近增長面臨挑戰(zhàn)的新興市場?!?/p>

????就在很多人擔心利率上漲將侵蝕金融業(yè)利潤時,花旗等美國大銀行近日接連發(fā)布出色的業(yè)績報告。上周五,摩根大通(JPMorgan Chase)和富國銀行(Wells Fargo)也都發(fā)布了好于分析師預期的業(yè)績。(財富中文網(wǎng))

????Citigroup, the No. 4 U.S. bank by assets, said it earned $4.2 billion in the second quarter. That's a good bottom line: growth of 44%, and, at $1.34 per share, 14% ahead of estimates.

????Much of the gain, nearly $900 million, came from lower losses from bad loans. The bank said the volume of delinquent loans in its core consumer banking unit fell 31%.

????But the bank also benefited from a better market, which created work for its Wall Street bankers. Investment banking revenue, driven by stock deals, rose 21%. Another boost came from Asia and Latin America, where Citi's business was up, despite a slowdown in China and other emerging markets. Expanding overseas has been a goal for Citi, the most internationally focused of the U.S.'s large banks. Overall, Citi's revenue rose 12% to $20.5 billion.

????In another sign of improvement, Citi (C) said the amount of capital it had on hand to cover soured loans or investments rose by nearly $6 billion. Regulators and investors have been watching those capital levels closely since the financial crisis. What's more, its risky assets as measured by regulators also dropped. Combined, that gives Citi a ratio of capital to risky assets of 10%, one of the highest among the big banks.

????Still, lending remained weak. The volume of loans Citi had outstanding fell nearly $3 billion to $643 billion in the second quarter.

????Nonetheless, the results are the latest sign that CEO Michael Corbat, in charge since last fall, has been pulling off a turnaround -- Citi emerged from the financial crisis as the most troubled of the big banks. Corbat has won fans among investors with his what-you-see-is-what-you-get personality and promise to cut costs. Late last year, Corbat said the bank would eliminate 11,000 employees. In the quarter, Citi sold off $18 billion in troubled loans and its remaining stake in its former Smith Barney brokerage unit, which was bought by Morgan Stanley (MS). Operating expenses fell slightly.

????Shares of the bank, which have jumped 30% this year, were up slightly on Monday after the earnings announcement to nearly $52.

????"Our businesses performed well during the quarter, and these results are well-balanced through our products and geographies, especially in the emerging markets, where growth is being challenged," said Corbat in a statement.

????The report also continued a string of good reports from big banks at a time when many people are worried that rising interest rates would derail profits in the financial sector. JPMorgan Chase(JPM) and Wells Fargo (WFC) both reported earnings on Friday that were better than analysts had expected.

掃描二維碼下載財富APP
久久久久亚洲AV无码专区电影| 韩国三级丰满少妇高潮| AAA国产亚洲悠悠久久香蕉网| 国产午夜福利精品一区二区三区| 国产黄a一级二级三级看三区| 青青青在线香蕉国产精品| 久久国产精品99国产精| 亚洲AV日韩AV无码偷拍| 国产中年熟女高潮大集合| 18禁黄无码免费网站高潮|欧美日韩国产综合草草| 亚洲AV成人无码精品网站| 热re99久久精品国99热| 无码天堂va亚洲va在线va| 2021国自拍产精品视频| 无码专区国产无套粉嫩白浆内射| 人妻精品久久中文字幕| 亚洲啪AV永久无码精品放毛片| 亚洲综合精品香蕉久久网97| 国产农村一级毛片新婚之夜| 无码人妻丰满熟妇区毛片| 国产亚洲欧洲997久久综合| 亚洲国产精品久久电影欧美| 亚洲AV无码乱码国产| 午夜亚洲AⅤ无码高潮片苍井空| 无码人妻精品一区二区三区久久久| 久久久婷婷成人综合激情| 最近最新中文字幕视频| 中文字幕色AV一区二区三区| 国产熟女亚洲精品麻豆| 2020亚洲精品极品色在线| 被各种怪物触手h灌满高潮| 非洲黑人吊巨大VS亚洲女| 亚洲日产乱码一二三区别| 国产日韩精品欧美一区喷水| 日本大片免a费观看视频| 人妻无码熟妇乱又伦精品| 亚洲国产tv在线观看| 无码理论在线中文字幕| 国产伦精品一区二区三区视频猫咪| 岳的又肥又大水多啊喷了视频| 偷拍激情视频一区二区三区|