????比特幣愛(ài)好者剛剛經(jīng)歷了動(dòng)蕩的一周。世界最大的比特幣交易所Mt. Gox倒閉，動(dòng)搖了投資者對(duì)這種貨幣的信心，打壓了比特幣價(jià)格，導(dǎo)致它在2月25日下跌到了418.78美元的低點(diǎn)，遠(yuǎn)遠(yuǎn)低于幾個(gè)月前的1,151美元。

????此后，比特幣已經(jīng)收復(fù)部分下跌的價(jià)值，但這一事件已經(jīng)讓很多人開(kāi)始擔(dān)憂這個(gè)世界最知名的電子加密貨幣的未來(lái)。但可以肯定的一點(diǎn)是：比特幣面臨的最大挑戰(zhàn)并不是來(lái)自與比特幣相關(guān)機(jī)構(gòu)的倒閉，而是美聯(lián)儲(chǔ)（Federal Reserve）等公共監(jiān)督機(jī)構(gòu)可能通過(guò)嚴(yán)厲法規(guī)予以打擊的可能性。

????正因如此，美聯(lián)儲(chǔ)主席詹尼特?耶倫明確有力地表態(tài)，美聯(lián)儲(chǔ)不會(huì)很快成為這種貨幣的監(jiān)管機(jī)構(gòu)，比特幣的擁躉們可以長(zhǎng)舒一口氣了?！斑@是一種銀行領(lǐng)域之外的創(chuàng)新支付方式，理解這一點(diǎn)很重要。”耶倫在上周四早晨參加參議院銀行委員會(huì)（Senate Banking Committee）聽(tīng)證會(huì)時(shí)表示?！昂芎?jiǎn)單，美聯(lián)儲(chǔ)就是沒(méi)有權(quán)利通過(guò)任何方式對(duì)比特幣進(jìn)行監(jiān)管?！?/p>

????這個(gè)回答是對(duì)西維吉尼亞州參議員喬?曼欽有關(guān)比特幣問(wèn)題的回應(yīng)，而這類(lèi)問(wèn)題難掩對(duì)這種貨幣的深度懷疑。曼欣稱，比特幣是一種“不穩(wěn)定貨幣”，他認(rèn)為這種貨幣主要用于非法活動(dòng)。耶倫表態(tài)稱，F(xiàn)ed沒(méi)有權(quán)利監(jiān)管比特幣，曼欣看起來(lái)也很失望。他認(rèn)為，比特幣和美聯(lián)儲(chǔ)監(jiān)管的銀行領(lǐng)域未來(lái)將出現(xiàn)交叉。

????耶倫并沒(méi)有讓步，她告訴曼欣稱，如果他希望美聯(lián)儲(chǔ)對(duì)這種貨幣進(jìn)行進(jìn)一步監(jiān)管，美國(guó)國(guó)會(huì)可以采取行動(dòng)要求這么做。她表示，否則，任何法規(guī)都應(yīng)接受美國(guó)司法部和美國(guó)財(cái)政部的管轄。（財(cái)富中文網(wǎng)）

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????Bitcoin enthusiasts have had a rough week. The collapse of the world's largest bitcoin exchange, Mt. Gox, shook investors faith in the currency, sending the price of bitcoin to a low of $418.78 on Feb. 25 from a high of $1,151 just a few months before.

????The currency has since recovered some of that lost value, but the incident has left many wondering about the future of the world's most famous cryptocurrency. One thing is for sure, though: the biggest threat to bitcoin isn't from the failure of private bitcoin-related institutions but the chance that public regulators like the Federal Reserve will crack down hard with stifling regulations.

????That's why bitcoin boosters should have let out a sigh of relief when Fed Chair Janet Yellen said in no uncertain terms that her institution will not be regulating the currency anytime soon. "It's important to understand that this is a payment innovation that's happening outside the banking industry," Yellen said at a Senate Banking Committee hearing Thursday morning. "The Federal Reserve simply does not have the authority to regulate bitcoin in any way."

????The answer came in response to West Virginia Senator Joe Manchin's questions about bitcoin, which belied intense distrust of the currency. Manchin called bitcoin an "unstable currency" that he believes is being used mostly for illegal activities. Manchin was seemingly disappointed with Yellen's statement that the Fed had no authority to regulate bitcoin, saying he believed there would be an intersection between bitcoin and Fed-regulated banks in the near future.

????Yellen didn't budge, telling Manchin that if he wanted further oversight of the currency, Congress could take action to require it. Otherwise, she said, any regulation would be under the purview of the Justice Department and the Treasury Department.