1月20日，唐納德·特朗普將正式宣誓就任美國(guó)第45任總統(tǒng)，奧巴馬時(shí)代也將自此正式謝幕。雖說(shuō)奧巴馬的個(gè)人資產(chǎn)比他的前任小布什相差甚遠(yuǎn)，但作為前美國(guó)總統(tǒng)，奧巴馬卸任后依然會(huì)很富有。

根據(jù)華盛頓美國(guó)大學(xué)最近的一項(xiàng)研究顯示，在奧巴馬的“后白宮時(shí)代”，他可以輕松賺下2.42億美元?，F(xiàn)在就讓我們看看奧巴馬的個(gè)人資產(chǎn)是多少，以及他對(duì)退休后的生活有什么規(guī)劃。

奧巴馬的資產(chǎn)凈值：1220萬(wàn)美元

當(dāng)了八年總統(tǒng)，奧巴馬平均每年能拿到40萬(wàn)美元的工資收入（特朗普表示這點(diǎn)錢可以忽略不計(jì)，沒(méi)有也無(wú)所謂）。另外總統(tǒng)每年還有5萬(wàn)美元的報(bào)銷額度、10萬(wàn)美元的免稅旅行預(yù)算和1.9萬(wàn)美元的娛樂(lè)預(yù)算。

2016年4月15日，奧巴馬公布了他2015年度的報(bào)稅單。稅單顯示，他和第一夫人米歇爾的調(diào)整后毛收入為436,065美元。按18.7%的個(gè)稅稅率，他倆共繳納個(gè)人所得稅81,472美元。

奧巴馬夫婦還向30多家慈善機(jī)構(gòu)累計(jì)捐款64,066美元。

據(jù)CelebrityNetWorth.com報(bào)道，奧巴馬個(gè)人的資產(chǎn)凈值為1220萬(wàn)美元，第一夫人米歇爾也不惶多讓，她的個(gè)人資產(chǎn)凈值達(dá)到1180萬(wàn)美元。

奧巴馬的財(cái)富年表

奧巴馬的這些錢是怎樣賺來(lái)的呢？《商界內(nèi)幕》雜志（Business Insider）就此統(tǒng)計(jì)了一份年表。

? 2004年：奧巴馬任伊利諾斯州參議員期間，收入薪水為80,287美元；從他任教的芝加哥法學(xué)院獲得收入32,144美元。他還持有4只理財(cái)基金，每只價(jià)值在5萬(wàn)到10萬(wàn)美元不等。

? 2005年：在出席了2004年的民主黨全國(guó)大會(huì)后，奧巴馬與蘭登書(shū)屋（Random House）簽訂了幾本書(shū)的出版合同，通過(guò)《無(wú)畏的希望》一書(shū)獲得了190萬(wàn)美元的預(yù)付款和版稅收入。同年他還獲得了另一本書(shū)的預(yù)付款847,000美元和版稅收入378,000美元。另外他還買了一只Nuveen浮動(dòng)利率收益基金，價(jià)值在5萬(wàn)到10萬(wàn)美元之間。此外他還擁有一筆價(jià)值在15萬(wàn)到35萬(wàn)美元的銀行存款。

? 2006年：這一年奧巴馬拿到了近15萬(wàn)美元的版稅收入，和另一本書(shū)的42.5萬(wàn)美元的預(yù)付款。他還買了一筆價(jià)值約幾萬(wàn)美元的上市資產(chǎn)，包括高盛集團(tuán)和Vanguard等機(jī)構(gòu)發(fā)行的基金。

? 2007年：從蘭登書(shū)屋獲得了330萬(wàn)美元的版稅收入，并且從另一家名叫Dystel & Goderich Literary Management的出版公司獲得了81.6萬(wàn)美元的版稅收入。他還買了一只北方市政貨幣市場(chǎng)基金，價(jià)值在100萬(wàn)到500萬(wàn)美元之間，此外還買了50萬(wàn)到100萬(wàn)美元的美國(guó)國(guó)債。為了讓兩個(gè)女兒上大學(xué)，奧巴馬還投資了兩個(gè)“529儲(chǔ)蓄計(jì)劃”，各花費(fèi)了20萬(wàn)美元。

? 2008年：這一年奧巴馬就任美國(guó)總統(tǒng)，此時(shí)他已經(jīng)持有100萬(wàn)到510萬(wàn)美元的美國(guó)國(guó)債。

? 2009年：奧巴馬獲得諾貝爾和平獎(jiǎng)，并收入獎(jiǎng)金140萬(wàn)美元。他將這筆錢捐給了多家慈善機(jī)構(gòu)。

? 2009-2015年：平均每年獲得年薪40萬(wàn)美元，并繼續(xù)獲得寫(xiě)書(shū)的版稅收入，期間還繼續(xù)對(duì)投資保持興趣。

奧巴馬的退休生活

據(jù)《時(shí)代》雜志報(bào)道，奧巴馬從“世界上最艱難的工作”上退下來(lái)之后，第一件打算做的事情就是“睡上兩個(gè)禮拜”。

另?yè)?jù)《今日美國(guó)》報(bào)道，等這兩周睡完之后，奧巴馬很可能會(huì)回歸他社會(huì)活動(dòng)家的身份，繼續(xù)為他在總統(tǒng)任期內(nèi)的未競(jìng)事業(yè)奔走呼號(hào)，比如控槍、移民、核不擴(kuò)散、種族關(guān)系和刑事司法改革等等。

根據(jù)美國(guó)1958年的《卸任總統(tǒng)法案》的規(guī)定，奧巴馬終生都能從美國(guó)政府領(lǐng)到一份薪水。目前這筆錢大約是每年205,700美元。作為前總統(tǒng)，奧巴馬能終生享受的其他福利還包括醫(yī)療保險(xiǎn)、特勤局特工的全天候安全警衛(wèi)等等。

對(duì)前總統(tǒng)的特勤安保成本至今還沒(méi)有公開(kāi)過(guò)。除此之外，奧巴馬還能拿到租用辦公室、雇傭秘書(shū)人員的相關(guān)費(fèi)用。2015年，小布什的這筆錢就達(dá)到了110萬(wàn)美元。

很多卸任總統(tǒng)都成立了自己的基金會(huì)，或是四處走穴、演講、寫(xiě)書(shū)，干著收入豐厚的第二職業(yè)。雖然關(guān)于奧巴馬的演講出場(chǎng)費(fèi)還沒(méi)有確切的數(shù)據(jù)能夠證實(shí)，不過(guò)從小布什的例子來(lái)看，卸任總統(tǒng)每次演講的出場(chǎng)費(fèi)應(yīng)該都在10萬(wàn)到17.5萬(wàn)美元之間。

所以說(shuō)，只要你有錢，請(qǐng)一兩位前總統(tǒng)來(lái)裝門(mén)面也不是什么難事。據(jù)CNN報(bào)道，在克林頓卸任后的15年左右的時(shí)間里，克林頓夫婦平均演講一次的出場(chǎng)費(fèi)是210,795美元。算起來(lái)，這兩人總共參加了729次演講活動(dòng)，光出場(chǎng)費(fèi)就拿了1.53億美元。

美國(guó)大學(xué)的研究認(rèn)為，奧巴馬卸任后，按照平均每年50次演講的頻率，“保守估計(jì)，每次演講拿20萬(wàn)美元，有生之年就能掙將近2億美元?！?

另外，奧巴馬早已是一位成功的暢銷書(shū)作家了。據(jù)《紐約時(shí)報(bào)》報(bào)道，有專家估計(jì)，光是他的回憶錄就能賣出大概3000萬(wàn)美元，而米歇爾的回憶錄賣個(gè)1000萬(wàn)估計(jì)也不成問(wèn)題。

不過(guò)不管怎樣，奧巴馬都將成為退休后第一位留在華盛頓生活的前總統(tǒng)，這主要是為了讓他的小女兒薩莎在華盛頓讀完高中。

奧巴馬一家在華盛頓的新居位于華府的“富人區(qū)”克羅拉馬區(qū)，特朗普的大女兒伊萬(wàn)卡也在這里擁有一套房子。奧巴馬一家已經(jīng)在這租了一幢始建于1928年、面積達(dá)8200平方英尺、擁有9間臥室的大房子。這套毫宅2014年以530萬(wàn)美元的價(jià)格成交，估計(jì)今天已經(jīng)升值到了630萬(wàn)美元。

所以說(shuō)，奧巴馬即便退下來(lái)了，生活還是過(guò)得很富足的。雖然他的接班人是位更有錢的大土豪，但奧巴馬夫婦仍然將在華府保持較高的曝光率和影響力。（財(cái)富中文網(wǎng)）

譯者：樸成奎

On Jan. 20, Donald Trump will be sworn in as the 45th president of the United States and the Barack Obama era will officially come to an end. While his net worth is nowhere near that of his successor, Mr. Obama will leave office a very rich man.

Based on a recent study by American University in Washington, D.C., the Obamas could stand to make as much as $242 million once leaving the White House. Here is a look at President Barack Obama as he turns over the presidency, his net worth and plans for the future.

President Barack Obama Net Worth: $12.2 Million

For his day job as president, Barack Obama earned $400,000 a year throughout his entire eight-year term — a salary that incoming president Trump has vowed to forgo. The president also receives a $50,000 annual expense account, a $100,000 nontaxable travel account and a $19,000 entertainment budget.

On April 15, 2016, President Obama released his 2015 tax returns, which showed that he and First Lady Michelle Obama filed jointly and reported an adjusted gross income of $436,065. They paid $81,472 in taxes according to their 18.7 percent tax rate.

They also donated a total of $64,066 to more than 30 charities.

According to CelebrityNetWorth.com, Mr. Obama has a net worth of $12.2 million and First Lady Michelle Obama is not far behind with a net worth of $11.8 million.

A Timeline of Barack Obama’s Wealth

How exactly did Obama grow his fortune? Here’s a timeline of his earnings over the years, as Chronicled by Business Insider:

? 2004: He earned a salary of $80,287 from the Illinois State Senate and $32,144 from the University of Chicago Law School, where he taught. The president also had assets in four financial funds worth between $50,000 and $100,000 each.

? 2005: Obama signed a multi-book deal with Random House and received a $1.9 million advance for “The Audacity of Hope,” plus royalties, following his appearance at the 2004 Democratic National Convention. Also that year he earned just over $847,000 off another book advance, plus $378,000 off additional book royalties. Meanwhile, his investments grew with the addition of a Nuveen Floating Rate Income Fund valued between $50,000 and $100,000. He also reported deposit accounts valued between $150,000 and $350,000.

? 2006: Obama reported book royalties of just under $150,000, plus $425,000 off an additional book advance. He also acquired publicly-traded assets worth tens of thousands, including funds with Goldman Sachs and Vanguard.

? 2007: Obama earned $3.3 million off book royalties from Random House and $816,000 from Dystel & Goderich Literary Management. He acquired a Northern Municipal Money Market Fund valued between $1 million and $5 million, in addition to U.S. Treasury notes valued between $500,000 and $1 million. For his daughters, he invested in two 529 college savings plans valued around $200,000 each.

? 2008: When Obama was sworn in as president, he owned somewhere between $1 million and $5.1 million in U.S. Treasury bills.

? 2009: Obama won the Nobel Peace Prize, which came with a $1.4 million award. He donated it to an assortment of charities.

? 2009-2015: Obama earned $400,000 a year as president and continued to earn book royalties, as well as interest on his investments.

Barack Obama: Life Beyond the Presidency

According to Time, the first thing Barack Obama plans to do after leaving the hardest job in the world is to “sleep for two weeks.”

The president is likely to return to his community activist roots — following his slumber, of course, according to USA Today. That will likely include work on issues that were important to him during his presidency, such as gun control, immigration, nuclear nonproliferation, race relations and criminal justice reform.

According to the 1958 Former Presidents Act, Obama will receive the salary of a Cabinet secretary for the rest of his life. Currently, that’s $205,700 a year. Among the other perks are health insurance and round-the-clock Secret Service protection until his death.

The costs of Secret Service protection are not made public, but Obama will also receive funds for an office, staff and related expenses, which George W. Bush took advantage of to the tune of $1.1 million in 2015.

Many presidents establish foundations and enjoy lucrative second careers as in-demand speakers and authors. Although there is no hard data on Obama’s previous speaking fees, past presidents such as George W. Bush have earned between $100,000 and $175,000 per engagement after they left the White House.

First off, money talks. According to CNN, former President Bill Clinton and his wife Hillary earned an average of $210,795 per speech in the 15 or so years since he left office. That totals approximately $153 million for 729 paid speaking engagements.

American University estimates that the Obamas could make as many as 50 speeches a year once he is out of office, earning “a conservative $200,000 apiece and you’re already close to $200 million before taxes,” the study found.

Mr. Obama has already proven to be an accomplished and popular author. Following the presidency, experts predict that he could earn about $30 million for his memoir, while Michelle Obama could garner an estimated $10 million for hers, according to the New York Times.

Either way, Obama will be the first president in nearly 100 years to remain in Washington, D.C., after leaving office. He and the family will remain in town so his youngest daughter, Sasha, can finish high school.

Their new Washington digs are located in the capitol’s posh Kalorama neighborhood, where first daughter Ivanka Trump also owns a home. The Obamas have leased an 8,200-square-foot, nine-bedroom mansion that was built in 1928. The spacious home last sold for $5.3 million in 2014 and is estimated to be worth $6.3 million today.

Barack Obama will leave office a very rich man. He and the first lady are likely to remain a visible Washington power couple after an even wealthier power broker takes his place in the Oval Office.

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