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為什么iPhone不能用來(lái)支付北京公交?

為什么iPhone不能用來(lái)支付北京公交?

David Meyer 2017-08-21
問(wèn)題的根源在于蘋果公司不允許第三方應(yīng)用使用iPhone和Apple Watch中的非接觸式支付功能。

北京的非接觸式智能公交卡系統(tǒng)已經(jīng)實(shí)行了14年時(shí)間,現(xiàn)在北京市推出的一款智能手機(jī)應(yīng)用也具備了相同功能。但這款應(yīng)用僅支持安卓手機(jī),不支持蘋果的iPhone。

《金融時(shí)報(bào)》指出,問(wèn)題的根源在于蘋果公司不允許第三方應(yīng)用使用iPhone和Apple Watch中的非接觸式支付功能。這項(xiàng)功能僅供蘋果自己的Apple Pay系統(tǒng)使用。這種功能所依賴的是行業(yè)標(biāo)準(zhǔn)的NFC技術(shù)。

雖然這種疏忽可能會(huì)讓北京的iPhone用戶感到不滿,但蘋果在中國(guó)智能手機(jī)市場(chǎng)只有約六分之一的市場(chǎng)份額。華為、Oppo、小米等本地安卓手機(jī)品牌,在國(guó)內(nèi)更受歡迎。最近的全球智能手機(jī)出貨量顯示,華為的全球市場(chǎng)份額已經(jīng)接近蘋果。

蘋果NFC功能僅用于Apple Pay的時(shí)間可能不會(huì)太久。目前正在測(cè)試beta版本的iOS 11系統(tǒng)帶來(lái)的許多改變,將為該功能增加更多用途。

一位高盛分析師在本月早些時(shí)候發(fā)表的一篇報(bào)告顯示,蘋果正在努力讓美國(guó)消費(fèi)者使用Apple Pay。但公平地說(shuō),安卓和三星的品牌支付系統(tǒng)也是同樣的處境。Apple Pay的采用率一直在增長(zhǎng),不過(guò)這主要得益于中國(guó)等新市場(chǎng)。

移動(dòng)支付在中國(guó)非常流行,但本土市場(chǎng)的主導(dǎo)者是阿里巴巴集團(tuán)的支付寶和騰訊的微信支付。(財(cái)富中文網(wǎng))

譯者:劉進(jìn)龍/汪皓

Beijing has had a contactless smart card for its public transport system for the last 14 years or so, and now it's offering the same functionality through a smartphone app. However, the app is only for Android phones, not Apple's iPhone.

The issue, as noted by the Financial Times, is that Apple doesn't let third-party apps use the contactless payment functionality in the iPhone and Apple Watch. Instead, the company reserves this ability, which relies on industry-standard near-field communication (NFC) technology, for its own Apple Pay system.

While the omission may prove annoying for iPhone users in Beijing, Apple only has around a sixth of the smartphone market in China. Local brands making Android phones—such as Huawei, Oppo and Xiaomi—are significantly more popular. As recent global smartphone shipments have shown, Huawei is catching up with Apple in the worldwide market-share stakes.

The reservation of Apple's NFC implementation for Apple Pay may not last long. Changes coming in iOS 11, which is currently being tested in beta versions, will open up the functionality for other uses.

A Goldman Sachs analyst report earlier this month indicated that Apple Pay is struggling to catch on with consumers in the U.S. Though, to be fair, the same goes for the branded payments systems from Android and Samsung. Apple Pay adoption has been growing, but this is largely down to its rollout across new market, China included.

Mobile payments are popular in China, though Alibaba Group's Alipay and Tencent's WeChat Pay are the big, local beasts there.

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