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????90%的農(nóng)作物歉收都是因?yàn)閻毫踊蛞馔獾奶鞖鉅顩r造成。隨著氣候變化愈加頻繁，越來越多的農(nóng)業(yè)企業(yè)將面臨意外天氣變化帶來的風(fēng)險(xiǎn)。

????有鑒于此，WeatherBill使用一種算法計(jì)算該風(fēng)險(xiǎn)，并在線銷售針對(duì)意外天氣的保險(xiǎn)。

????WeatherBill的拳頭產(chǎn)品名為全面天氣保險(xiǎn)（Total Weather Insurance），這是針對(duì)美國(guó)農(nóng)場(chǎng)主每個(gè)季度可能面臨的不利天氣狀況，推出的業(yè)界第一份四季天氣保險(xiǎn)計(jì)劃。這樣一來，美國(guó)農(nóng)業(yè)在政府提供補(bǔ)助的作物保險(xiǎn)之外，又多了一份來自私營(yíng)經(jīng)濟(jì)領(lǐng)域的補(bǔ)充保險(xiǎn)可供選擇。

????日前，谷歌投資（Google Ventures）對(duì)WeatherBill進(jìn)行了投資。

????谷歌投資執(zhí)行合伙人比爾?馬瑞斯在新聞發(fā)布會(huì)上表示：“谷歌投資的使命是發(fā)掘和投資好點(diǎn)子，而WeatherBill的愿景是幫助農(nóng)場(chǎng)主們應(yīng)對(duì)天氣變化，這與我們的使命完全契合。WeatherBill的兩位創(chuàng)始人——首席執(zhí)行官戴維?弗里德博格和首席技術(shù)官斯拉吉?哈利奇都曾在谷歌任職，因此不難理解他們會(huì)想到將天氣變化這個(gè)大問題轉(zhuǎn)變?yōu)榫薮蟮臋C(jī)遇。谷歌投資很高興能資助WeatherBill的團(tuán)隊(duì)，后者在應(yīng)對(duì)海量數(shù)據(jù)的挑戰(zhàn)，以創(chuàng)造出能夠保護(hù)全球性基礎(chǔ)產(chǎn)業(yè)——農(nóng)業(yè)的產(chǎn)品?！?/p>

????WeatherBill目前的投資者還包括NEA、Index Ventures、Allen & Company、Atomico、First Round Capital和Code Advisors。

????譯者：項(xiàng)航

????Over 90% of crop loss is due to inclement or unexpected weather conditions. With climate change in full swing, more and more agricultural businesses are at risk for unpredictable weather conditions.

????WeatherBill uses an algorithm to calculate risk and sell insurance online against unpredictable weather.

????WeatherBill's flagship product, Total Weather Insurance (TWI) is a the first full-season weather protection program for U.S. farmers designed that addresses the adverse weather conditions they face every season. WeatherBill's TWI provides the U.S. agriculture industry with a private-sector supplement to government-subsidized crop insurance.

????Today Google (GOOG) Ventures is investing.

????"Google Ventures' mission is to identify and fund big ideas -- and WeatherBill's vision of helping farmers adapt to climate change aligns perfectly with that mission," said Bill Maris, managing partner of Google Ventures, in a press release (bel0w). "WeatherBill's founders, CEO, David Friedberg, and CTO, Siraj Khaliq, are ex-Googlers, so it's understandable that they are working on turning the big problem of climate change into a big opportunity. Google Ventures is excited to support the WeatherBill team as they take on big data challenges and create products to protect a foundational global industry: agriculture."

????Existing investors include NEA, Index Ventures, Allen & Company, Atomico, First Round Capital and Code Advisors.