由于新冠肺炎確診病例在全美各地持續(xù)攀升,一些州正在重新實行封鎖措施。隨著這些封鎖措施的增加,雇主裁員人數(shù)也呈現(xiàn)走高:上周有77.8萬美國人申請失業(yè)救濟,較兩周前增加了9%。
但并非所有申請失業(yè)救濟的美國失業(yè)者都會獲得批準(zhǔn)。如果申請遭到拒絕,接下來該怎么做呢?
如果失業(yè)救濟申請遭拒,該怎么辦?
遭拒的申請人在選定補救辦法之前需要先找出被拒絕的原因。他們應(yīng)該會收到“決定通知”,上面有說明具體原因。你的申請有可能是因為雇主向你所在的州提供的信息而被拒絕:也許是前雇主說你沒有通過藥檢,或者你沒有正當(dāng)理由就辭職了。另外,也有可能是因為你的申請材料缺少必要的信息。
了解為何申請被拒絕是采取應(yīng)對措施的第一步。
失業(yè)救濟申請被拒絕后,該重新申請還是申訴?
如果你被拒絕是因為你的申請缺少必要信息,那么最好還是重新申請或者更新最初的申請材料。重新申請的好處是,流程上通常比申訴程序更快速。
但是,如果申請被拒絕是因為更大的問題造成的,比如雇主對你的申請?zhí)岢鲑|(zhì)疑,那么你或許更應(yīng)該走申訴程序。(眾所周知,雇主有時會對雇員的失業(yè)救濟申請?zhí)岢霎愖h,因為這關(guān)乎他們要支付的失業(yè)保險金額。)
申訴需要做些什么?
失業(yè)救濟申請被拒的美國人有權(quán)提出申訴——不需要聘請律師。申訴流程因州而異,但通常來說,被拒絕的一方有大約30天的時間來啟動申訴程序。申訴期間可以繼續(xù)每周提交失業(yè)救濟申請。如果申訴成功,他們將獲得救濟金補發(fā)。在華盛頓州,會由一名行政法法官審理案件,但申訴者能夠通過電話參加聽證會。
但雇主方也有申訴通道。如果你獲得了失業(yè)救濟金,若認(rèn)為你不符合領(lǐng)取條件,雇主通常也有權(quán)提出申訴。
如今有更多的人有資格領(lǐng)取失業(yè)救濟金。他們具體包括哪些人?
美國國會在3月通過的經(jīng)濟刺激法案擴大了有資格領(lǐng)取失業(yè)救濟金的人群范圍。失業(yè)的自由職業(yè)者、合同工和個體經(jīng)營者被納入其中。此外,一些州還取消了領(lǐng)取失業(yè)救濟所需的求職要求和等待期。
壞消息是,該擴大失業(yè)救濟領(lǐng)取資格范圍的“疫情失業(yè)援助計劃”,將在今年年底失效。
除非國會采取行動,否則到今年年底,失業(yè)救濟金領(lǐng)取期限將恢復(fù)回26周,而不再是《新冠疫情援助、救濟和經(jīng)濟安全法案》(CARES Act)授予的39周。
國會是否會通過更多措施來增加失業(yè)救濟?
今年3月通過的經(jīng)濟刺激法案向在所在州具備資格的人每周發(fā)放600美元的額外失業(yè)保險救濟金。但那些額外的失業(yè)保險救濟金在7月底就到期了。
近幾個月來,民主黨和共和黨的領(lǐng)導(dǎo)人一直未能就新的新冠疫情救助方案達(dá)成一致,該方案涉及替換或延長那些增加失業(yè)救濟的計劃。
那么,兩黨最終會在什么時候達(dá)成協(xié)議呢?據(jù)國會山的工作人員預(yù)計,這一突破將會在明年1月20日候任總統(tǒng)喬?拜登正式就職不久后到來。但即便達(dá)成協(xié)議,也不能保證協(xié)議內(nèi)容會包含增加失業(yè)救濟——更不用說再發(fā)放600美元的額外補助了。原因是,雖然許多民主黨人支持通過法案提供更多的救濟,但共和黨人大體上認(rèn)為目前的經(jīng)濟狀況要好于今年春季的時候,此時增加救濟可能會適得其反,讓更多的美國人失去尋找工作的動力。(財富中文網(wǎng))
譯者:萬志文
由于新冠肺炎確診病例在全美各地持續(xù)攀升,一些州正在重新實行封鎖措施。隨著這些封鎖措施的增加,雇主裁員人數(shù)也呈現(xiàn)走高:上周有77.8萬美國人申請失業(yè)救濟,較兩周前增加了9%。
但并非所有申請失業(yè)救濟的美國失業(yè)者都會獲得批準(zhǔn)。如果申請遭到拒絕,接下來該怎么做呢?
如果失業(yè)救濟申請遭拒,該怎么辦?
遭拒的申請人在選定補救辦法之前需要先找出被拒絕的原因。他們應(yīng)該會收到“決定通知”,上面有說明具體原因。你的申請有可能是因為雇主向你所在的州提供的信息而被拒絕:也許是前雇主說你沒有通過藥檢,或者你沒有正當(dāng)理由就辭職了。另外,也有可能是因為你的申請材料缺少必要的信息。
了解為何申請被拒絕是采取應(yīng)對措施的第一步。
失業(yè)救濟申請被拒絕后,該重新申請還是申訴?
如果你被拒絕是因為你的申請缺少必要信息,那么最好還是重新申請或者更新最初的申請材料。重新申請的好處是,流程上通常比申訴程序更快速。
但是,如果申請被拒絕是因為更大的問題造成的,比如雇主對你的申請?zhí)岢鲑|(zhì)疑,那么你或許更應(yīng)該走申訴程序。(眾所周知,雇主有時會對雇員的失業(yè)救濟申請?zhí)岢霎愖h,因為這關(guān)乎他們要支付的失業(yè)保險金額。)
申訴需要做些什么?
失業(yè)救濟申請被拒的美國人有權(quán)提出申訴——不需要聘請律師。申訴流程因州而異,但通常來說,被拒絕的一方有大約30天的時間來啟動申訴程序。申訴期間可以繼續(xù)每周提交失業(yè)救濟申請。如果申訴成功,他們將獲得救濟金補發(fā)。在華盛頓州,會由一名行政法法官審理案件,但申訴者能夠通過電話參加聽證會。
但雇主方也有申訴通道。如果你獲得了失業(yè)救濟金,若認(rèn)為你不符合領(lǐng)取條件,雇主通常也有權(quán)提出申訴。
如今有更多的人有資格領(lǐng)取失業(yè)救濟金。他們具體包括哪些人?
美國國會在3月通過的經(jīng)濟刺激法案擴大了有資格領(lǐng)取失業(yè)救濟金的人群范圍。失業(yè)的自由職業(yè)者、合同工和個體經(jīng)營者被納入其中。此外,一些州還取消了領(lǐng)取失業(yè)救濟所需的求職要求和等待期。
壞消息是,該擴大失業(yè)救濟領(lǐng)取資格范圍的“疫情失業(yè)援助計劃”,將在今年年底失效。
除非國會采取行動,否則到今年年底,失業(yè)救濟金領(lǐng)取期限將恢復(fù)回26周,而不再是《新冠疫情援助、救濟和經(jīng)濟安全法案》(CARES Act)授予的39周。
國會是否會通過更多措施來增加失業(yè)救濟?
今年3月通過的經(jīng)濟刺激法案向在所在州具備資格的人每周發(fā)放600美元的額外失業(yè)保險救濟金。但那些額外的失業(yè)保險救濟金在7月底就到期了。
近幾個月來,民主黨和共和黨的領(lǐng)導(dǎo)人一直未能就新的新冠疫情救助方案達(dá)成一致,該方案涉及替換或延長那些增加失業(yè)救濟的計劃。
那么,兩黨最終會在什么時候達(dá)成協(xié)議呢?據(jù)國會山的工作人員預(yù)計,這一突破將會在明年1月20日候任總統(tǒng)喬?拜登正式就職不久后到來。但即便達(dá)成協(xié)議,也不能保證協(xié)議內(nèi)容會包含增加失業(yè)救濟——更不用說再發(fā)放600美元的額外補助了。原因是,雖然許多民主黨人支持通過法案提供更多的救濟,但共和黨人大體上認(rèn)為目前的經(jīng)濟狀況要好于今年春季的時候,此時增加救濟可能會適得其反,讓更多的美國人失去尋找工作的動力。(財富中文網(wǎng))
譯者:萬志文
As cases of COVID-19 rise across the country, some states are reissuing lockdown measures. And as these lockdown measures spike, layoffs are too: Last week 778,000 Americans filed new unemployment claims, up 9% from two weeks ago.
But not all of these unemployed Americans will see their benefit claims approved. If your claim does get denied, here’s what to do next.
What should you do if your unemployment claim gets denied?
Before picking a remedy for a denied jobless claim, applicants need to find out why they were denied. They should get a “notice of determination,” which spells out the specifics. An employer could have blocked it based on information he or she provided to your state: Perhaps the former employer said you failed a drug test, or you quit your job without good cause. On the flip side, you may have just lacked the proper information in your application.
Knowing why your claim was blocked is the first step to fighting a denied claim.
Should you reapply or appeal following a denied unemployment claim?
If you’re denied because you’re missing information, then it might make more sense to just reapply or update the initial application. The plus side to reapplying is that it’s usually faster than the appeals process.
But if the denial was the result of a bigger issue, like an employer challenging a claim, then going through the appeals process is probably the right path. (Employers are known to fight claims at times since they can impact how much they pay into UI.)
What does the unemployment appeals process entail?
Americans denied an unemployment claim have the right to an appeal—which doesn’t require a lawyer. This process varies by state, but usually the denied party has around 30 days to start the appeals process. During the appeal, denied applicants continue to file weekly claims, and if they win the appeal they are back-paid the benefits. In Washington State an administrative law judge will be assigned to the case, but appealing applicants can participate in the hearings via telephone.
But there is also an appeals process for employers. If you get unemployment benefits, your employer usually has the right to file its own appeal if it believes you are ineligible.
More people are eligible for unemployment benefits. Whom does this include?
The March stimulus bill passed by Congress expanded who is eligible for unemployment benefits. This includes jobless freelancers, independent contractors, and self-employed business owners. Additionally, some states have waived work-search requirements and typical waiting periods.
The bad news? The expanded eligibility, known as Pandemic Unemployment Assistance, expires at the end of the year.
And unless Congress acts, at the end of the year unemployment benefit coverage will go back to 26 weeks, down from the 39 weeks granted through the CARES Act.
Will Congress pass more enhanced employment benefits?
The stimulus bill passed in March provided an additional $600 weekly in unemployment insurance benefits to everyone who qualifies for his or her state’s program. But those enhanced payments ran out in late July.
For months Democratic and Republican leaders have failed to reach an agreement for another COVID-19 relief package, which would include a replacement or extension of those enhanced unemployment benefits.
So when should we finally expect a deal? Staffers on Capitol Hill expect that breakthrough to come shortly after the inauguration of President-elect Joe Biden on Jan. 20. But if an agreement does come, there is no guarantee it would include enhanced unemployment benefits—let alone another $600 payment. That’s because while many Democrats favor a bigger bill, Republicans by and large think the economy is in better shape than it was last spring and have objected to benefits that might serve as a disincentive, keeping Americans from looking for work.