成人小说亚洲一区二区三区,亚洲国产精品一区二区三区,国产精品成人精品久久久,久久综合一区二区三区,精品无码av一区二区,国产一级a毛一级a看免费视频,欧洲uv免费在线区一二区,亚洲国产欧美中日韩成人综合视频,国产熟女一区二区三区五月婷小说,亚洲一区波多野结衣在线

首頁 500強 活動 榜單 商業(yè) 科技 領(lǐng)導力 專題 品牌中心
雜志訂閱

購房成本創(chuàng)新高,美國購房人紛紛打起退堂鼓

ALENA BOTROS
2024-07-25

雖然賣房人開始降價,但顯然力度不夠。

文本設(shè)置
小號
默認
大號
Plus(0條)

Redfin表示:“由于買房成本史上最高,購房人很難履行協(xié)議。”圖片來源:GETTY IMAGES

美國房地產(chǎn)成交量持續(xù)下降。據(jù)Redfin統(tǒng)計,上個月約有56,000份購房協(xié)議被取消,這相當于15%的已簽約住宅,“這是有史以來6月份比例最高的一次”。

Redfin今天公布的一份分析報告稱:“由于買房成本史上最高,購房人很難履行協(xié)議?!痹搱蟾嫣岬?月份的中位數(shù)房屋售價,同比上漲了4%,達到442,525美元。報告中還提到了平均30年期固定抵押貸款利率(6.92%)。

雖然賣房人開始降價,但顯然力度不夠。上個月,約五分之一待售房屋曾經(jīng)降價,這是有紀錄以來在任何一年的6月份,降價住宅比例最高的一次。這比去年增長了超過14%,與兩年前的10月份創(chuàng)下的歷史紀錄相差無幾。Redfin表示:“一些賣房人之所以降價,是因為他們的房子在市場上長期無人問津,原因是持續(xù)的可負擔性危機影響了購房人?!?/p>

6月份賣出的房子,在市場上等待交易的時間通常為32天,與去年同期相比延長了三天。待售房屋總量同比增長了近13%,這是史上最大年度漲幅。但房屋銷售卻并不景氣。根據(jù)Redfin統(tǒng)計的數(shù)據(jù),6月份房屋銷量下滑:環(huán)比下滑0.5%,同比下滑1.1%;比疫情之前減少了21.5%。房地產(chǎn)市場的情況大致相同——庫存增多,但需求下降,導致房子待售時間更長,房屋銷售停滯。

Redfin表示:“房屋銷售低迷的原因是,許多美國人買不起房,而且盡管6月份抵押貸款利率有所下降(本月進一步下降),但一些購房人選擇了繼續(xù)觀望,期待利率進一步下降?!?/p>

據(jù)全美房地產(chǎn)經(jīng)紀人協(xié)會(National Association of Realtors)統(tǒng)計,6月份現(xiàn)房銷量環(huán)比和同比均下降了5.4%。

全美房地產(chǎn)經(jīng)紀人協(xié)會首席經(jīng)濟學家勞倫斯·伊恩在新聞稿中表示:“我們看到市場正在緩慢從賣方市場轉(zhuǎn)變?yōu)橘I方市場。房屋待售時間更長,賣房人收到的報價更少。更多購房人堅持要求進行房屋檢查和評估,而全美的高庫存正在增多?!?/p>

Redfin的分析報告與全美房地產(chǎn)經(jīng)紀人協(xié)會的調(diào)查結(jié)果遙相呼應(yīng)。Redfin在報告中引用一位舊金山房地產(chǎn)經(jīng)紀人的話稱:“購房人變得越來越挑剔……他們因為一些微不足道的問題打退堂鼓,因為目前與買房有關(guān)的月度成本過高,如果房子不符合他們必備清單上的所有條件,他們沒有理由購買?!?/p>

據(jù)全美房地產(chǎn)經(jīng)紀人協(xié)會統(tǒng)計,上個月,現(xiàn)房中位數(shù)售價上漲至426,900美元;這是該價格連續(xù)兩個月刷新歷史紀錄,并且連續(xù)12個月上漲。雖然這個價格略低于Redfin的預(yù)估,但依舊是很高的價格,特別是考慮到比疫情期間增長了一倍以上的抵押貸款利率。

在有些地區(qū),購房人打退堂鼓的比例似乎更高,首當其沖的是佛羅里達州的三個大都市區(qū)。在奧蘭多,約900份購房協(xié)議被取消,相當于6月份已簽約房屋的近21%。在杰克遜維爾和坦帕,同期取消購房協(xié)議的房屋占已簽約房屋的20.5%。

但佛羅里達州的情況較為特殊。來自邁阿密的一位Redfin房屋中介表示:“我們看到協(xié)議在最后時刻因為最微不足道的原因被取消,這是噩夢般的情景。”6月份,邁阿密共有約2,500份購房協(xié)議被取消,超過已簽約房屋的17%。

他還表示:“購房人經(jīng)常在房屋檢查期間取消協(xié)議,因為他們會發(fā)現(xiàn)一些不喜歡的問題,但根本原因在于可負擔性問題。我不希望我的客戶會對在佛羅里達州擁有住房的所有成本感到意外,因此我會建議他們提前了解除了月供以外的保險、房產(chǎn)稅和[業(yè)主委員會]費用等?!?/p>

此外,Redfin在6月初的另外一份分析報告發(fā)現(xiàn),佛羅里達州西部的房地產(chǎn)市場降溫速度超過美國其他地區(qū),原因包括:日益嚴重的自然災(zāi)害、大量新建房屋和疫情時期的繁榮過后需求低迷等。(財富中文網(wǎng))

譯者:劉進龍

審校:汪皓

美國房地產(chǎn)成交量持續(xù)下降。據(jù)Redfin統(tǒng)計,上個月約有56,000份購房協(xié)議被取消,這相當于15%的已簽約住宅,“這是有史以來6月份比例最高的一次”。

Redfin今天公布的一份分析報告稱:“由于買房成本史上最高,購房人很難履行協(xié)議?!痹搱蟾嫣岬?月份的中位數(shù)房屋售價,同比上漲了4%,達到442,525美元。報告中還提到了平均30年期固定抵押貸款利率(6.92%)。

雖然賣房人開始降價,但顯然力度不夠。上個月,約五分之一待售房屋曾經(jīng)降價,這是有紀錄以來在任何一年的6月份,降價住宅比例最高的一次。這比去年增長了超過14%,與兩年前的10月份創(chuàng)下的歷史紀錄相差無幾。Redfin表示:“一些賣房人之所以降價,是因為他們的房子在市場上長期無人問津,原因是持續(xù)的可負擔性危機影響了購房人?!?/p>

6月份賣出的房子,在市場上等待交易的時間通常為32天,與去年同期相比延長了三天。待售房屋總量同比增長了近13%,這是史上最大年度漲幅。但房屋銷售卻并不景氣。根據(jù)Redfin統(tǒng)計的數(shù)據(jù),6月份房屋銷量下滑:環(huán)比下滑0.5%,同比下滑1.1%;比疫情之前減少了21.5%。房地產(chǎn)市場的情況大致相同——庫存增多,但需求下降,導致房子待售時間更長,房屋銷售停滯。

Redfin表示:“房屋銷售低迷的原因是,許多美國人買不起房,而且盡管6月份抵押貸款利率有所下降(本月進一步下降),但一些購房人選擇了繼續(xù)觀望,期待利率進一步下降。”

據(jù)全美房地產(chǎn)經(jīng)紀人協(xié)會(National Association of Realtors)統(tǒng)計,6月份現(xiàn)房銷量環(huán)比和同比均下降了5.4%。

全美房地產(chǎn)經(jīng)紀人協(xié)會首席經(jīng)濟學家勞倫斯·伊恩在新聞稿中表示:“我們看到市場正在緩慢從賣方市場轉(zhuǎn)變?yōu)橘I方市場。房屋待售時間更長,賣房人收到的報價更少。更多購房人堅持要求進行房屋檢查和評估,而全美的高庫存正在增多。”

Redfin的分析報告與全美房地產(chǎn)經(jīng)紀人協(xié)會的調(diào)查結(jié)果遙相呼應(yīng)。Redfin在報告中引用一位舊金山房地產(chǎn)經(jīng)紀人的話稱:“購房人變得越來越挑剔……他們因為一些微不足道的問題打退堂鼓,因為目前與買房有關(guān)的月度成本過高,如果房子不符合他們必備清單上的所有條件,他們沒有理由購買。”

據(jù)全美房地產(chǎn)經(jīng)紀人協(xié)會統(tǒng)計,上個月,現(xiàn)房中位數(shù)售價上漲至426,900美元;這是該價格連續(xù)兩個月刷新歷史紀錄,并且連續(xù)12個月上漲。雖然這個價格略低于Redfin的預(yù)估,但依舊是很高的價格,特別是考慮到比疫情期間增長了一倍以上的抵押貸款利率。

在有些地區(qū),購房人打退堂鼓的比例似乎更高,首當其沖的是佛羅里達州的三個大都市區(qū)。在奧蘭多,約900份購房協(xié)議被取消,相當于6月份已簽約房屋的近21%。在杰克遜維爾和坦帕,同期取消購房協(xié)議的房屋占已簽約房屋的20.5%。

但佛羅里達州的情況較為特殊。來自邁阿密的一位Redfin房屋中介表示:“我們看到協(xié)議在最后時刻因為最微不足道的原因被取消,這是噩夢般的情景?!?月份,邁阿密共有約2,500份購房協(xié)議被取消,超過已簽約房屋的17%。

他還表示:“購房人經(jīng)常在房屋檢查期間取消協(xié)議,因為他們會發(fā)現(xiàn)一些不喜歡的問題,但根本原因在于可負擔性問題。我不希望我的客戶會對在佛羅里達州擁有住房的所有成本感到意外,因此我會建議他們提前了解除了月供以外的保險、房產(chǎn)稅和[業(yè)主委員會]費用等?!?/p>

此外,Redfin在6月初的另外一份分析報告發(fā)現(xiàn),佛羅里達州西部的房地產(chǎn)市場降溫速度超過美國其他地區(qū),原因包括:日益嚴重的自然災(zāi)害、大量新建房屋和疫情時期的繁榮過后需求低迷等。(財富中文網(wǎng))

譯者:劉進龍

審校:汪皓

Deals are falling through in the housing world. Roughly 56,000 home purchase agreements were called off last month, which translates to almost 15% of homes under contract at the time, “the highest percentage of any June on record,” according to Redfin.

“House hunters are having trouble committing because buying a home is more expensive than ever,” an analysis from Redfin published today read. It pointed to the median home sale price, which rose 4% from a year earlier to $442,525 in June, and the average 30-year fixed mortgage rate, which was 6.92%.

Sellers even cut their prices, but it didn’t seem to be enough. About one in five homes for sale last month had a price reduction, the highest amount of any June on record. It was up more than 14% from a year ago and barely below a record set in October two years ago. “Some sellers are reducing their prices because their homes are sitting on the market and getting stale—the result of an ongoing affordability crisis impacting buyers,” Redfin said.

Homes sold in June typically spent 32 days on the market, three days longer than last year. The total number of homes for sale was close to 13% higher than a year ago, which happens to be the biggest annual increase on record. And yet, home sales were depressed. By Redfin’s count, home sales fell in June: 0.5% from a month before and 1.1% from a year ago; they were 21.5% below pre-pandemic numbers. It seems to be more of the same—inventory is improving, but demand is down, so homes are staying on the market longer, and sales are static.

“Sales are sluggish because many Americans can’t afford to buy homes, and because while mortgage rates ticked down in June (and have fallen further this month), some buyers are waiting on the sidelines in hopes that they’ll drop even more,” Redfin said.

Existing home sales in June fell 5.4% on a monthly and annual basis, according to the National Association of Realtors.

“We’re seeing a slow shift from a seller’s market to a buyer’s market,” NAR’s chief economist, Lawrence Yun, said in a release today. “Homes are sitting on the market a bit longer, and sellers are receiving fewer offers. More buyers are insisting on home inspections and appraisals, and inventory is definitively rising on a national basis.”

Redfin’s analysis echoed that finding, citing a San Francisco–based real estate agent who said: “Buyers are getting more and more selective… They’re backing out due to minor issues because the monthly costs associated with buying a home today are just too high to rationalize not getting everything on their must-have list.”

Last month, according to NAR, the median existing-home sales price escalated to $426,900; it was the second straight month the price reached an all-time high and the 12th consecutive month of yearly price gains. It’s slightly lower than Redfin’s estimate, but costly nonetheless, particularly when you couple it with mortgage rates that are still more than double their pandemic-era lows.

And it seems there are places where buyers are backpedaling more than others, starting with three metropolitan areas in Florida. In Orlando, about 900 purchase agreements were canceled, close to 21% of homes under contract in June. In Jacksonville and Tampa, 20.5% of homes under contract the same month fell through.

Florida’s situation is unique, however. “We’re seeing nightmare scenarios where deals are getting canceled at the last minute for the most minute reasons,” said a Redfin agent in Miami, where roughly 2,500 home purchases—more than 17% of homes under contract— were canceled in June.

He continued: “Buyers often back out during the inspection period because they find something they don’t like, but affordability is really the underlying issue. I don’t want my buyers to be surprised by all of the expenses that come with owning a home in Florida, so I advise them to proactively research the hefty costs of insurance, property taxes, and [homeowners association] fees, in addition to the cost of their mortgage payment.”

Separately, another Redfin analysis from early June found housing markets in western Florida were cooling faster than anywhere else in the country for a few reasons: the increasing severity of natural disasters, plenty of new construction, and fading demand after a pandemic-era boom.

財富中文網(wǎng)所刊載內(nèi)容之知識產(chǎn)權(quán)為財富媒體知識產(chǎn)權(quán)有限公司及/或相關(guān)權(quán)利人專屬所有或持有。未經(jīng)許可,禁止進行轉(zhuǎn)載、摘編、復(fù)制及建立鏡像等任何使用。
0條Plus
精彩評論
評論

撰寫或查看更多評論

請打開財富Plus APP

前往打開
熱讀文章
亚洲欧洲一区二区三区久久| 国产午夜精品一区二区三区| 99久久国产精品无码| 高h禁伦餐桌上的肉伦| 日韩精品一区二区三区视频| 无码精品人妻一区二区三区影院| 婷婷五月开心亚洲综合在线| 波多野结衣永久免费视频| 夜夜骚AV-D,亚洲VA中文字幕无码毛片| 中文综合无码一区二区三区| 无遮挡又粗又大又黄在线视频| 亚洲天然素人无码专区| 亚洲综合色丁香婷婷六月图片| 亚洲国产中文精品综合久久| 久爱无码精品免费视频| 欧美日韩影音先锋第一页| 热99re久久精品国产99热| 亚洲永久精品免费www51zcm日韩| 久久精品成人一区二区三区| 日本乱偷互换人妻中文字幕| 亚洲欧洲日韩淙合久久| 国产美女久久精品香蕉69| 精品无码午夜福利理论片| 国产亚洲美日韩AⅤ中文字幕无码成人| 国产乱子伦三级在线播放| 五月天婷婷精品免费视频| 经典三级在线观看呢观看| 久久综合亚洲鲁鲁五月天| 青青青国产在线观看手机免费| 国产午夜无码视频在线观看| 欧美一区二区在线观看免费网站| 国产精品成人不卡乱码| 精品视频一区二区三区在线观看| 极品少妇被猛得白浆直流草莓视频| 亚洲日韩国产AV无码无码精品| 18禁黄网站禁片无遮挡观看下载| 国产99久久久国产精免费| 激情国产精品视频一区二区| 色一情一乱一伦一区二区三区日本| 9精品视频在线观看免费播放| 欧美激情精品久久|